AHIP Center = for Policy and Research

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American Enterprise Institute - Health Policy = Studies=20
Cato=20 Institute - Health Care Studies=20
Centers for=20 Medicare and Medicaid Services Research=20
Center for = Studying=20 Health System Change=20
Centrists.org - Policy=20 Thinktank for Centrists=20
Commonwealth = Fund=20
Congress = online=20
Employee Benefit = Research=20 Institute=20
Federal Trade = Commission=20
Galen = Institute=20
Health Care=20 Cost and Utilization Project (HCUP) / AHRQ
Kaiser Family = Foundation=20
Medical = Expenditure=20 Panel Survey (MEPS) / AHRQ=20
National = Academy for State=20 Health Policy=20
National = Association of=20 Insurance Commissioners=20
National = Center for=20 Health Statistics=20
National = Conference of=20 Insurance Legislators=20
National = Conference of State=20 Legislatures=20
National Governors Association Center for Best = Practices'=20 Health Division=20
Public Policy Institute - Health Care=20
Robert Wood = Johnson=20 Foundation=20
Urban=20 Institute - Health Policy Center=20
U.S. Bureau of Labor = Statistics,=20 CPIs=20
U.S. Census Bureau: Health Insurance Data=20
U.S. Department of Health and Human Services - = Statistics,=20 Reports, etc.=20
U.S. Treasury = Department=20

AHIP Center for Policy Research

Ideas, research and policy solutions from America's = Health=20 Insurance Plans

	04.02.2007 January 2007 Census Shows 4.5 Million People Covered by = HSA/High-Deductible Health Plans (Full Report; Slides) Health Savings = Account/HDHP=20 enrollment continues to grow in both the Individual and Group=20 Markets.

03.21.2007	Innovations in Chronic=20 Care A compendium of health plan programs = to=20 improve quality of life for members with cancer, chronic pain, = depression,=20 asthma, diabetes, and other chronic conditions, and to address = obesity=20 among children and adults.
02.22.2007	Low-Income and Rural Beneficiaries with Medigap = Coverage, 2004=20 (Overview; Full Report) Data from the = Medicare=20 Current Beneficiary Survey serve as a reminder of the critical = role played=20 by Medigap coverage, especially for low- and moderate-income=20 beneficiaries, and those living in rural areas. =
02.22.2007	Low-Income and Minority Beneficiaries in Medicare = Advantage=20 Plans, 2004 (Overview; Full Report) Data from the = Medicare Current=20 Beneficiary Survey show that Medicare Advantage plans were a vital = source=20 of coverage for low-income beneficiaries.
01.24.2007	Long-Term Care Partnerships: New Choices for = Consumers --=20 Potential Savings for Federal and State = Government As more=20 people purchase private LTC Partnership policies, the long-run = outlook for=20 Medicaid costs will improve.
12.19.2006	Health=20 Insurance: Overview and Economic Impact in the = States A=20 compendium of reference information on health insurance in the=20 states.
11.21.2006	Health Cost Trend Remains Stable at 7-8 Percent (Full Report; Slides) Overall health costs have stabilized at an annual growth rate = of about=20 7.5 percent, according to the Center for Studying Health System = Change.=20 Meanwhile, several surveys report that premiums or costs for=20 employer-based coverage rose by between 6 and 8 percent in 2006.=20
11.13.2006	AHIP Releases Proposal to Expand Health Insurance=20 Coverage. AHIP Federal Access Proposal AHIP State Reform Principles Survey of Americans on AHIP Health Coverage = Access=20 Proposals Webcast Universal Health Accounts: A Portable Mechanism to = Expand=20 Access
11.13.2006	Universal Health Accounts: A Portable Mechanism to = Expand=20 Access A closer look at a key component = of AHIP's=20 access proposal.
10.27.2006	A Survey of Medigap Enrollment Trends, July = 2006 AHIP member survey tracks enrollment in Medicare Supplemental = (Medigap)=20 Insurance coverage from January 2003 to July = 2006.
09.25.2006	Small Group Health Insurance in 2006: A Comprehensive Survey = of=20 Premiums, Consumer Choices, and Benefits (Full Report; Slides) A comprehensive survey of member companies offering coverage in = the=20 small group health insurance market, with premium and benefit data = from=20 more than 650,000 small groups covering 4 million workers and 3.2 = million=20 dependents.
06.28.2006	HSAs and Account-Based Health Plans An Overview of Preliminary Research
05.25.2006	An Updated Survey of Health Care Claims Receipt = and=20 Processing Times Electronic submission of health insurance claims more than = tripled in=20 the last decade, reducing administrative costs and allowing 98 = percent of=20 claims to be processed within 30 days of = receipt.
03.09.2006	January 2006 Census Shows 3.2 Million People Covered By HSA = Plans (Full Report; Summary; Slides) A census of AHIP members shows enrollment in Health Savings = Account=20 (HSA) Plans tripled in ten months
01.31.2006	An Analysis of the Recommendations of the = President=E2=80=99s Advisory=20 Panel on Federal Tax Reform
01.24.2006	Update on State External Review Programs This report provides an analysis of publicly available data = from state=20 external review programs operating in 2003 and = 2004.
11.09.2005	Innovations in Health Information = Technology An in-depth report on health insurance plans' latest IT = solutions in=20 areas such as e-prescribing, digital radiology, online decision = support,=20 electronic health records (EHRs), and personal health records = (PHRs).=20
08.29.2005	Individual Health Insurance: A Comprehensive Survey = of=20 Affordability, Access, and Benefits A comprehensive survey of AHIP members shows that individually=20 purchased major medical insurance was more affordable and = accessible than=20 may be widely known, and offered a broad array of=20 benefits.
07.19.2005	Guide to Health Care Spending Accounts Answers to frequently asked questions about HSAs, HRAs, FSAs, = and=20 MSAs
06.24.2005	Health Cost Trend Stabilized at About 8 Percent in=20 2004 The Center for Studying Health System Change (HSC) = estimates=20 that growth in prescription drug spending declined to about 7 = percent in=20 2004. Meanwhile, spending for hospital care and outpatient = surgical and=20 diagnostic services grew by 10 percent.
05.12.2005	Low-Income and Rural Beneficiaries with Medigap Coverage, 2002 = (Full Report; Summary) Data from the Medicare Current Beneficiary Survey serve as a = reminder=20 of the critical role played by Medigap coverage, especially for = low- and=20 moderate-income beneficiaries, and those living in rural areas.=20
05.12.2005	Low-Income and Minority Beneficiaries in Medicare Advantage = Plans,=20 2002 (Full report; Summary) Data from the Medicare Current Beneficiary Survey show that = Medicare=20 Advantage plans were a vital source of coverage for low-income=20 beneficiaries.
05.04.2005	Number of HSA Plans Exceeded One Million in March 2005 (Full Report; Summary; Slides) A census of AHIP members shows enrollment in Health Savings = Account=20 (HSA) plans doubled in six months.
04.13.2005	Commentary: A Cautionary Note on the Number of = Health-Related=20 Bankruptcies The research in Health Affairs doesn't come close to = supporting=20 claims that half of all bankruptcies are "caused" by medical=20 debts.
03.08.2005	Medicaid Innovations Health insurance plans are implementing a multitude of creative = programs to improve quality and efficiency in = Medicaid.
03.07.2005	Perspective: Administrative Costs of Private Health = Insurance=20 Plans Over the last four decades, the administrative costs of private = health=20 insurance have remained steady at about 12 = percent.
01.12.2005	Health Savings Accounts Off To a Fast Start in the Individual = Market=20 (Full Report; Slides) Preliminary data from AHIP members show 438,000 people covered = by=20 September 2004.
01.11.2005	Comparison of Tax Advantaged Health Care Spending=20 Accounts This comprehensive comparison chart provides an overview, as = well as=20 detailed features of Archer MSAs, HSAs, FSAs, = HRAs.
12.09.2004	Center for Studying Health System Change = Identifies=20 Hospital Prices as a Key Cost Driver; Rx Drug Spending = Slowing Health cost trends have moderated, but still outpace economic=20 growth.
12.01.2004	CBO's Analysis of Potential Savings from Disease = Management=20 Programs in Medicare The latest data indicate that disease management programs can = reduce=20 the overall cost of health care, in addition to improving quality = and=20 patient outcomes.
06.01.2004	AHIP Report: "Medicaid Managed Care Cost Savings - A = Synthesis=20 of Fourteen Studies" According to the Lewin Group's review of 14 studies, Medicaid = managed=20 care has saved states up to 19% compared with fee-for-service=20 Medicaid.
06.01.2004	A Look at the U.S. Group Dental Market: Trends and=20 Opportunities This survey report explores a variety of topics: benefit = provisions,=20 managed dental plans, dual choice or employee benefit choice = dental plans,=20 underwriting, technology, and distribution = methods.
06.01.2004	Research Findings: Long Term Care Insurance in = 2002 This survey measures the growth of the long-term care insurance = industry and monitors the evolution of long-term care insurance=20 products.
12.01.2003	A Chartbook of Findings: 2002 AHIP Survey of Health = Insurance=20 Plans This chartbook contains findings from the 2002 AHIP Survey of = Health=20 Insurance Plans conducted by AHIP. The report covers timely issues = such=20 as: prevention and wellness services, disease management, mental = health=20 services, patient safety, = e-commerce.

See All = Research=20 >>

Policy News and Resources

New CMS Projections of National Health Spending = estimate private=20 health insurance premiums grew 4.8 percent in 2006.
- February = 21,=20 2007=20
Health=20 Coverage Coalition for the Uninsured announces proposal for = expanding=20 coverage
- January 18, 2007=20
California Governor Schwarzenegger's Health = Proposal=20
- January 9, 2007=20
CMS: Continued Slowdown in growth of National Health = Expenditures,=20 2005
- January 9, 2007=20
AARP Survey finds Americans not well informed on = Long-Term=20 Care needs
- December 15, 2006=20
Mercer reports health benefit costs rose 6.1 percent = in=20 2006
- November 19, 2006=20
CRS=20 report on SCHIP allotments and shortfalls
- October 31, = 2006=20
Center for Studying Health System Change reports growth = in health=20 costs stable at 7-8 percent
- October 3, 2006
Kaiser Family Foundation/HRET 2006 survey of=20 employers shows 7.7% growth in premiums
- September 26,=20 2006
OPM reports federal employees premiums to grow by less than 2 = percent in=20 2007
- September 19, 2006
CBO March 2006 "Fact Sheets"
Medicare baseline
Medicaid/SCHIP baseline
- May 1, = 2006
GAO report=20 on Consumer Directed Health Plans (CDHPs)
-April 28, = 2006
Congressional Research Service report on = HSA-HDHP=20 enrollment and plan characteristics
- April 3, 2006=20
CRS=20 report on AHP and SBHP legislation
- March 29, 2006=20
Updated Congressional Research Service projections=20 of SCHIP funding and shortfalls.
- March 21, 2006=20
CMS projects private insurance premiums grew by 7.3% in = 2005 and=20 5.5% in 2006 as health costs moderate slightly.
- February = 22,=20 2006=20
CRS=20 report on HSA rules for 2006.
- January 26, 2006=20
New survey from Mercer shows the cost of health benefits = grew 6.1=20 percent in 2005, continuing a three-year slowdown in cost=20 increases.
- November 22, 2005=20
FEHB=20 premiums to rise 6.6% in 2006
- September 15, 2005=20
KFF=20 employer survey finds premiums rose 9.2% in 2005
- = September 14,=20 2005=20
Employer survey suggests growth of consumer-directed=20 plans
- September 14, 2005=20
Census report on poverty, health insurance and incomes in 2004 =
Full=20 Study
Highlights
- August 30, 2005=20
Congressional Research Service projects SCHIP=20 funding shortfalls in 7-14 states in 2006; 13-22 states in 2007. =
-=20 July 6, 2005=20
McKinsey & Company Consumer Directed Health Plan Report - Early Evidence is = Promising
- June 13, 2005=20
American Academy of Actuaries Issue Brief=20 on Association Health Plans (AHPs)
- March 23, 2005 =
Center for=20 Studying Health System Change reports health costs growing by 7.5=20 percent
Spending growth slowdown stalls in first half of = 2004.
-=20 Dec 2, 2004=20
Mercer: Health premiums grew 7.5 percent in 2004, = down from=20 10.1 percent in 2003
New report shows 2004 health benefit cost = increase=20 the lowest in five years.
- Nov 22, 2004=20

Jump to Topic

Web Links

AHIP Center for Policy Research

04.02.2007

03.21.2007

02.22.2007

02.22.2007

01.24.2007

12.19.2006

11.21.2006

Health Cost Trend Remains Stable at 7-8 Percent (Full Report; Slides)

11.13.2006

11.13.2006

10.27.2006

A Survey of Medigap Enrollment Trends, July = 2006

09.25.2006

Small Group Health Insurance in 2006: A Comprehensive Survey = of=20 Premiums, Consumer Choices, and Benefits (Full Report; Slides)

06.28.2006

05.25.2006

03.09.2006

January 2006 Census Shows 3.2 Million People Covered By HSA = Plans (Full Report; Summary; Slides)

01.31.2006

An Analysis of the Recommendations of the = President=E2=80=99s Advisory=20 Panel on Federal Tax Reform

01.24.2006

11.09.2005

08.29.2005

Individual Health Insurance: A Comprehensive Survey = of=20 Affordability, Access, and Benefits

07.19.2005

Guide to Health Care Spending Accounts

06.24.2005

Health Cost Trend Stabilized at About 8 Percent in=20 2004

05.12.2005

Low-Income and Rural Beneficiaries with Medigap Coverage, 2002 = (Full Report; Summary)

05.12.2005

Low-Income and Minority Beneficiaries in Medicare Advantage = Plans,=20 2002 (Full report; Summary)

05.04.2005

Number of HSA Plans Exceeded One Million in March 2005 (Full Report; Summary; Slides)

04.13.2005

03.08.2005

03.07.2005

Perspective: Administrative Costs of Private Health = Insurance=20 Plans

01.12.2005

Health Savings Accounts Off To a Fast Start in the Individual = Market=20 (Full Report; Slides)

01.11.2005

12.09.2004

Center for Studying Health System Change = Identifies=20 Hospital Prices as a Key Cost Driver; Rx Drug Spending = Slowing

12.01.2004

06.01.2004

06.01.2004

A Look at the U.S. Group Dental Market: Trends and=20 Opportunities

06.01.2004

12.01.2003

Policy News and Resources